Tammy Cervantes

NMLS #  

713-467-7904

tcervantes@wmctx.com

Tammy Cervantes Senior Loan Processor / VP

Blog

Happy Thanksgiving

Happy Thanksgiving

2020 has been a crazy year for all of us, but as we celebrate Thanksgiving this year we'd like you to know how much you mean to us. Thank you for your continued support of our business; it’s always a pleasure to help you and your family with you

Nov 25, 2020 |

How the Eviction Moratorium Affects Landlords and Their Mortgages

How the Eviction Moratorium Affects Landlords and Their Mortgages

At the beginning of the coronavirus pandemic, the U.S. government declared a six-month moratorium on all rental evictions, in an effort to prevent mass homelessness as millions lost their jobs. That moratorium has since been renewed by the Trump Administr

Nov 18, 2020 |

Is It Possible to Escape Refinance Closing Costs?

Is It Possible to Escape Refinance Closing Costs?

Mortgage interest rates are at record lows. According to mortgage guarantor Freddie Mac, the average rate on a 30-year fixed-rate mortgage has averaged under 3% for seven straight weeks now. There has probably never been a better time to refinance a home

Nov 11, 2020 | Refinancing a Home

Should I Pay Off My Mortgage with My 401(k)?

Should I Pay Off My Mortgage with My 401(k)?

The COVID-19 crisis has left millions of Americans unemployed and uncertain of how to make their mortgage payments and other debt obligations. In response to the need for emergency funds, the government created the Coronavirus Aid, Relief, and Economic Se

Nov 04, 2020 | Mortgage Advice

Happy Halloween

Happy Halloween

All of us at Western Mortgage would like to wish you and your family a safe and Happy Halloween.

Oct 28, 2020 | Purchasing a Home VA Loans Government Loans

Should I Pay Off Student Loans with a Home Refinance?

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how the

Oct 21, 2020 | Refinancing a Home

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